Author: Teresa Wilson

Feng Shui Your Cubicle
Secured

Feng Shui Your Cubicle

- by Teresa Wilson

If you don’t have an office on the top floor of the building overlooking an idyllic mountain scene, you’re not alone. Just because you work in a cubicle, surrounded by other cubicles, doesn’t mean that you can’t create a serene workspace following the principles of feng shui.

Positive Energy

Even with pre owned cubicles, you have the opportunity to create your own positive energy. Start with some air-purifying plants like a peace lily or spider plant. Add in a diffuser with soothing essential oils. This way, even in the midst of a busy office, you will find a little bit of calm.

Desk Position

If possible, your desk should be in what is called the “power position” facing the door so you can see who enters but set against the back wall. If you don’t have a back wall, you can create one with plants and artwork. Artwork should …

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Finance Leases From Hell
Lending

Finance Leases From Hell

- by Teresa Wilson

The world of finance has developed into a particularly complicated affair. Inside the “Good Old Days” 1 worked tough, earned money, and place it in the bank, to get an affordable return. If a single wanted to purchase an asset in most situations you saved up till you had adequate funds and after that purchased it. For those who required a loan this was typically negotiated with the bank. It was an easy affair, a fixed loan, repayable at fixed prices for a fixed period.

Right now there are actually a plethora of financial alternatives, instruments, choices, derivatives, lease, and obtain back, the list goes on. The forerunner to today’s financial lease was Employ Purchase. Much like the bank loan, the finance business lent you money against the asset purchased as safety. The lease having said that is no such animal. For the unwary, it is a dark hole that …

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Ought to You Lease or Finance Your Subsequent Vehicle Purchase?
Finance Calculator

Ought to You Lease or Finance Your Subsequent Vehicle Purchase?

- by Teresa Wilson

Should you lease or obtain a car?

Plenty of individuals have an undesirable taste in their mouths in terms of leasing their vehicles. This is rather unfortunate, mainly because leasing has truly changed.

You see, at a single point in time there had been only two leases out there:

Truly excellent leases only provided to corporations Genuinely crappy leases presented to every person else (you)

That has changed drastically… now we’re all finding the same kinds of leases (as far as I’ve been able to identify).

Take a look at this breakdown of purchasing a brand new Corolla VS leasing the identical car…

Financing:

  • Sale value: 18,200.00
  • Tax (6%): 1,092
  • Tag/Title fees: 222.95
  • Monthly payment: $341.20
  • $341.20 x 60 months = $20,472.01 TOTAL PAID

Now, let’s examine the “Lease to own” selection:

  • Sale price tag: 18,200.00
  • Month-to-month payment: $269.83
  • 35 lease payments: $9,444.05
  • Buyout price: $10,746.00

Total lease to own …

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Top best UK investment opportunities we can find at the speculation market after coronavirus outbreak.
Business News

Top best UK investment opportunities we can find at the speculation market after coronavirus outbreak.

- by Teresa Wilson

With a lot of businesses being submerged by the coronavirus outbreak and lots of people out of employment, the standard of living in the UK has dropped. With the government providing palliative to ameliorate the damage Covid-19 has wrecked on the economy, this alone isn’t enough to get people back on their feet. The taxes in the UK aren’t supportive also, as citizens and immigrants have to pay lots of tax to help the government perform its legal function. This could be a hard nut to crack as everyone is trying to get back on the feet and make something out of the nonsense.

One of the most searched topics includes ‘how to make money online from the comfort of your bed’, with more people in search of viable mediums to make money online because a majority of business affected were the offline business since the closure of every outfit …

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Is Our Savings Safe Post Coronavirus Pandemic?
Personal Finance

Is Our Savings Safe Post Coronavirus Pandemic? What Can We Do To Improve Our Passive Money?

- by Teresa Wilson

Passive income is the money you receive in a manner that needs little or no regular maintenance effort. Everyone needs to earn a passive income so that they can retire wealthy and enjoy life. Now the coronavirus epidemic, as we know, has cost many of their jobs. People are almost exhausting their savings. However, there are some passive income concepts and approaches that will earn you and your family a steady income. Thus, let’s explore some of the best passive income ideas that can be used in the Covid-19 pandemic to make extra money.

Passive Income Ideas to Help You Make More Money In 2020

1. Real Estate Crowdfunding

Crowdfunding rental real estate is one of the very new passive revenue concepts. We do not recommend using crowdfunding, rather than applying for a mortgage. Instead, we recommend you lend money from crowdfunding platforms to other real estate investors. Which are …

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