Author: Teresa Wilson

Personal Finance

Advantages of Using Owner Financing

- by Teresa Wilson

Advantages of Using Owner Financing

If you are either selling or buying a home, there may be very good advantages to using owner financing for the transaction. This type of purchase often comes with very reduced interest rates and the payoff period is typically much longer than conventional bank loans. This trend has become more and more popular with people in recent years. The advantages far outweigh the disadvantages for both buyer and seller.

Selling Your Home Using Owner Financing

When you sell a house, typically the buyer will get a mortgage through a bank or private lender. This is how it has been done for many years and is still the most popular way of selling a home. However, when interest rates at banks are high, buyers may look to sellers to offer financing themselves. As a seller, you can offer this to prospective purchasers and sometimes gain more on the sale. You will …

Advantages of Using Owner Financing Read More
Finance Calculator

How to Plan for Your Future Retirement

- by Teresa Wilson

How to Plan for Your Future Retirement

It is never too early to start thinking and planning for your retirement. This is our true belief at our service that provides retirement and benefit services to thousands. It is important to start planning early to make the transition to the retirement years as smooth and stress free as possible. Generally, this involves a lot of financial planning for the average individual that is working full time for a company or running their own business enterprise. Find out more at http://www.portebrown.com/. Planning early includes multiple benefits for the individual. Here is more to consider.

What Are Your Retirement Goals

Before you are able to begin even planning for your financial future during those retirement years, it is important to define your retirement goals. For example, would you like to retire and spend the majority of your time traveling around the world to distant places? Would you prefer …

How to Plan for Your Future Retirement Read More
Finance Calculator

All About Bitcoin and How It Operates

- by Teresa Wilson

All About Bitcoin and How It Operates

There has been a lot of hullabaloo about bitcoin in recent times. But what exactly is it and what does it do? This article will shed light on what you need to know about the cryptocurrency and ways to buy bitcoins.

Invention

Bitcoin was created in 2009 by a group of people going by the name Satoshi Nakamoto. It is a peer-to-peer payment system that allows cross-border transactions. It is not controlled by any government.

How is a Bitcoin Stored?

A bitcoin is not something tangible. It is stored in a digital wallet that is often in someone’s computer or in the cloud. The wallet acts as a virtual bank account allowing users to receive or send bitcoins, save their money and pay for goods.

How to Buy Bitcoin

One should note that before they buy their bitcoin, they must first download bitcoin wallet from sites such as blockchain.info …

All About Bitcoin and How It Operates Read More
Financing

Finances and The Millionaire Mind

- by Teresa Wilson

Finances and The Millionaire Mind

Wealth, finances, millionaires. All these terms have one thing in common and that’s information. Information, but more importantly the right information will get you whatever you want in this world. Information is everywhere so all you have to do is go find it if you want to increase your financial knowledge and manage your money better. A large percentage of the population may know that the information is out there but are not applying it and so in this article we will discuss the method that was popularized by the book “Secrets of The Millionaire Mind” and if you need more information you can always look at Bone Fide Wealth.

Finances and The Millionaire Mind

As mentioned in the introduction, the main factor to people’s success or failure is the lack of or use of information. For hundreds of years it was a secret that the majority of the …

Finances and The Millionaire Mind Read More
Financing

Some Tips on Managing Your Finances

- by Teresa Wilson

Financial literacy is an important factor that helps people achieves their financial goals. Millennials, starting their lives have to take financial literacy to help them in managing their finances well. If you want to align your career with the purpose of your life, you have to consider how you use your finances. More so, you have to take financial planning seriously, because it is a component that helps you in realizing your dreams. As such, you can consider the following tips:

Some Tips on Managing Your Finances

Spend Less than You Earn

Many people are unable to do this, even though it sounds very simple. When you find yourself accruing credit card debt, it is an indication that you are living beyond what you can afford. As such, you have to cut back on the expenses. Any amount that you manage to save in a month can go a long way.

Formulate a Budget

It …

Some Tips on Managing Your Finances Read More