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Personal Finance

Personal Finance Tips – Help With Debt Relief

- by Teresa Wilson
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Grace period, rescheduling and recalculation of credit are compromise solutions that those who were left without incomes can defer payment of rates from banks. This opportunity is, however, only temporary. Grace period can reach up to half a year, within which it is suspended the payment of monthly rates.

Those who received such loans had a chance to recover from a financial standpoint, and banks do not assume any additional risk – unpaid interest and rates within the grace period are being related to the other rates, from the moment their pay resume.

Regardless of the loan: personal loan with no mortgage (for a term not exceeding 10 years), personal loan with mortgage (maximum 25 years) or housing loan (for a term of up to 30 years), banks have availability to reschedule and restructure loans to clients with problems that come from time to discuss the debt situation.…

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Work at Home – Becoming Well Known by Your Niche Market

- by Teresa Wilson
Work at Home - Becoming Well Known by Your Niche Market
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If you work at home, you of course want to be the person who people want to work with. Also, you want to be the renowned expert in your field. I must tell you that these are good aspirations. However, they do not come automatically. In order to achieve these goals, it is important that you start with a solid promotional and publicity strategy. Let your niche market know who you are, and what you can do for them. The truth is that people relish at the opportunity to work with someone who they are feel as though they know and can trust. While it is true that we all want to make money online while we work at home, if your primary focus is showing others how to make money, they will in turn make money for you. This should be the focus of your business model.…

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Personal Finance

Personal Finance Resolutions for 2019

- by Teresa Wilson
Personal Finance Resolutions for 2019
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One more year has passed, and now we look forward to 2012 as well as the hope that things will increase. Could this be the year we finally shed those added twenty pounds, or get that raise at perform, or even clean out the garage? Whatever you have resolved for the new year, here’s hoping you make very good headway inside the very first month. Private finance, specifically within this questionable economy, should surely possess a spot on your list.

What do you’ll need to resolve in 2012 as far as dollars goes? Certainly saving more and spending less really should be priorities, and in some circumstances these issues may well already be set for you personally. Should you have a stable job and your bill-paying circumstance is under control, let this be the year you get started on investments for the future. Listed below are a few …

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Personal Finance

Advantages of Using Owner Financing

- by Teresa Wilson

Advantages of Using Owner Financing

If you are either selling or buying a home, there may be very good advantages to using owner financing for the transaction. This type of purchase often comes with very reduced interest rates and the payoff period is typically much longer than conventional bank loans. This trend has become more and more popular with people in recent years. The advantages far outweigh the disadvantages for both buyer and seller.

Selling Your Home Using Owner Financing

When you sell a house, typically the buyer will get a mortgage through a bank or private lender. This is how it has been done for many years and is still the most popular way of selling a home. However, when interest rates at banks are high, buyers may look to sellers to offer financing themselves. As a seller, you can offer this to prospective purchasers and sometimes gain more on the sale. You will …

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Personal Finance

Buying a Home vs. Renting

- by Teresa Wilson

Buying a Home vs. Renting

 

At some point, you are going to want to buy a home. While you can rent for as long as you like, there are certain benefits that can come with buying a home. However, some people are going to be content with renting. However, there is a lot to consider when it comes to renting as opposed to buying a home. If you continue to rent, you might be missing out on a lot of benefits that can only come from owning. It is not just the eventual paying off of the whole mortgage, there are also other benefits that come with owning a home.

One benefit of owning a home over renting is that you have a lot more say on things such as the people you allow to stay with you and whether or not you can have any pets. When renting an apartment or even a …

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